People planning for retirement

Who we work with

Placing you in control of your retirement plans

As you near retirement, it is important to understand how you see your life changing. The way people plan for retirement has changed considerably over the last couple of decades, just as retirement itself has evolved. The State Pension age has risen, fewer people retire on a final salary pension and for many people now, retirement isn’t the end of their working life, but a slowing down or a change of direction. Therefore, decision-making as you plan for retirement, is as much about identifying what you do want to do as what you don’t.

There are lots of things to consider when it comes to planning your retirement:

  • At what age would you like to retire?
  • What kinds of things do you picture yourself doing once you retire?
  • Do you want to retain the same standard of living you have now?
  • Will you have enough in your retirement pot to afford the lifestyle you would like?

LPD Capital strives to assists all our clients needs regardless of what goals or aspirations they may have

Whatever your goals for your retirement, you will need a well-developed plan to be sure you have enough in the pot to achieve them; which is where good financial planning comes in. We can build you a plan that takes you step-by-step to the retirement you want, with regular reviews along the way, to ensure you remain on track and that it is responsive to your changing needs and the world around you.

Our purpose is to take away uncertainty, put you in control of your finances and give you the financial freedom to make the choices that are right for you and what matters most to you.

 

For what matters most

We asked our clients what mattered most to them about their money. These are a few of the things they told us.

  • "That it starts as early as possible and lasts as long as possible"

    "That it starts as early as possible and lasts as long as possible"

    You’re never too young to start planning for your retirement. Knowing what your long-term goals are, and how and when you’re going to retire, is something everyone can benefit from thinking about sooner rather than later.

  • "Comfort. The prospect of being able to 'live' rather than just 'exist'"

    "Comfort. The prospect of being able to 'live' rather than just 'exist'"

    We believe that everyone deserves the chance to enjoy their retirement and the freedom it can bring, without the stress of money worries. A solid, carefully prepared financial plan can give you financial freedom and peace of mind that your money will not run out.

  • "Enjoying every minute"

    "Enjoying every minute"

    When you’ve worked hard and saved over many years to put money away, you quite rightly deserve to enjoy the fruits of your labour. Our retirement planning services focus on giving you a retirement you can delight in.

Common questions

We often find that our clients come to us with similar kinds of questions and problems. Questions such as:

  • Do I have enough money for my retirement?
  • Can we afford to live the kind of lifestyle we want in retirement?
  • How much should I be saving?
  • When will I be able to retire?
  • Should I be consolidating my pensions?
  • Can I afford to give my children / grandchildren some financial assistance?



If you find yourself asking these same questions or others